Financial Services

Comprehensive banking solutions in partnership with FCMB and Polaris Bank

Banking Partnership Benefits

FCMB Partnership

Lead agricultural finance provider with proven track record supporting farmers to achieve 2-2.5x national productivity average

Polaris Bank Partnership

Nigeria's top bank in MSME lending, specializing in intervention funds and artisanal miner support

Loan Products

Heritage Crop Financing

Seasonal loans for traditional and heritage crops

5-9% p.a.

Amount

₦50,000 - ₦5M

Tenor

6-12 months

Collateral

Harvest pledge

Equipment & Mechanization Loans

Finance tractors, processing equipment, irrigation

9-12% p.a.

Amount

₦500K - ₦50M

Tenor

3-5 years

Collateral

Equipment mortgage

Mining Equipment Acquisition

Finance excavators, safety gear, processing tools

9-12% p.a.

Amount

₦200K - ₦10M

Tenor

2-4 years

Collateral

Equipment + guarantee

Formalization Support Facility

Subsidized loans for mining license and compliance

5-7% p.a.

Amount

₦50K - ₦500K

Tenor

12-24 months

Purpose

License, training, compliance

Intervention Funds Access

AGSMEIS

Agri-Business Small and Medium Enterprises Investment Scheme

Amount: Up to ₦10 million

Rate: 5% per annum

Tenor: Maximum 7 years

Anchor Borrowers Programme

CBN flagship agricultural intervention program

Amount: Varies by commodity

Rate: 9% per annum

Tenor: 12 months

Credit Dashboard & Risk Management

Our innovative barring/debarring system ensures fair access while maintaining financial discipline. Members can track their credit status in real-time through the member portal.

Active Good Standing

Full access to all services

Watch List

Support needed

Barred - Temporary

Rehabilitation path

Debarred

Resolution required